New Rules Benefit California Property Owners in Firewise USA Sites. What CA Property Owners Need to Know.

Through a new set of rules dubbed Safer from Wildfires, the California Department of Insurance (CDI) has required insurance companies doing business in the state to provide discounts for residential property insurance when policyholders reduce their wildfire risks. The Safer from Wildfires menu of creditable activities includes community-wide mitigation in the form of participation in the Firewise USA® recognition program. This is welcome news for property owners in active Firewise USA sites in California and can be viewed as a reward and additional acknowledgement of their efforts to protect their homes and neighborhoods from wildfire. However, the new rules have spurred a lot of confusion among consumers. Let’s try to clear some of it up by answering these FAQs. Does my insurance company offer a wildfire risk reduction discount?   California’s new rules come years after a few insurance companies had already voluntarily been offering discounts to their policyholders living in Firewise USA sites. For customers of USAA, Mercury, and a couple of other companies, this benefit was already available. The CDI maintains a list of all the insurers doing business in the state that offer wildfire risk reduction discounts, whether for being a Firewise USA site or for meeting other criteria outlined in their program menu. Before doing anything else, consumers should find out whether their company offers a discount by exploring this list. If your carrier is not yet on the list, be aware that CDI has given companies 180 days to make a filing that would provide a discount for one or more of the program categories. Am I eligible for a discount? Insurance companies have access to information about whether properties are part of a Firewise USA site through data providers that are working with NFPA®. If your company is on CDI’s list and specifically offers a Firewise USA discount, they should be determining your eligibility using these data. NFPA cannot make this determination for consumers, so it’s best to contact your insurance agent or a company representative with questions about eligibility. I am more worried about losing my insurance than getting a discount. Does wildfire risk reduction make my home more insurable? Whether to provide insurance or not, the cost of the policy, and any discounts are all decisions of the individual insurance company, which it bases on many different factors. In known high-risk areas, insurance companies are generally very interested in any wildfire loss reduction efforts that homeowners are making, especially if they fall into the categories listed in the Safer from Wildfire program. Consumer education professionals advise that property owners shop around for insurance, since insurance companies compete for business. CDI also provides consumer protections for property owners, including what to do if your insurer does not renew your coverage. How do I get involved with Firewise USA? If your neighborhood is not already engaged in Firewise USA, check out firewise.org and invest a little time in reading through the process of how to get organized, evaluate wildfire risks to property, develop an action plan, and conduct annual events. NFPA offers an interactive online tool to help neighbors organize their risk assessment and action plan. Its Firewise Portal walks you through the process of applying for community recognition. You can also work on protecting your own property from wildfire while working on the community-wide process through the tips and tools on the site.

Using Codes and Standards to Protect Homes and Businesses from Wildfire

Solving the problem of wildfire disasters—events where whole communities are impacted and thousands of buildings are destroyed—isn’t simple. Using codes and standards to address wildfire risks to the built environment is a critically important activity, but it is also quite intricate. To make the job of elected officials and AHJs easier, NFPA recently consolidated its wildfire-related documents into one convenient package, NFPA 1140, Standard for Wildland Fire Protection. A two-page, downloadable explainer, “Using Codes and Standards to Reduce Risk in Wildfire-Prone Areas,” has also been created to help local officials, AHJs, and policymakers navigate the complexity of this process. The asset draws connections between sections of NFPA 1140 and the relevant needs of community wildfire protection, from fire protection infrastructure to building materials to defensible space. Part of the Outthink approach Launched last year, NFPA’s Outthink Wildfire™ initiative promotes five key tenets based on decades of experience and research that we believe can make a significant difference in saving property and lives. Two of those five key tenets focus on using codes and standards to help make new construction safer and to address the hazards and exposures that existing homes and businesses face. NFPA 1140—which combines the previous standards NFPA 1051, NFPA 1141, 1143, and NFPA 1144—represents the consensus of wildfire experts on the most effective and efficient means for reducing risk to people and property. As communities consider how to mitigate wildfire dangers to existing and future development, as well as allocate resources for safe and effective emergency response, these standards should serve as the basis for their actions. The two-page explainer on using codes and standards to address wildfire risks notes when and where standards for wildfire mitigation should apply. It points out the relevant chapters of NFPA 1140 and other standards that can be used to protect existing structures. It addresses the need for water supplies and other firefighting infrastructure, including multiple access and egress routes enabling first responders to quickly enter threatened communities and allowing safe evacuation for residents. Finally, it suggests the roles and responsibilities for community officials who may be charged with enforcing elements of the standards. Wildfires are part of our natural environments, and they are inevitable; wildfire disasters are not. Learn more about the value and effectiveness of using codes and standards to bend down the wildfire risk curve for your jurisdiction by downloading our brief explainer here.

Lessons learned on wildfire communication and community initiatives

Isabeau Ottolini is a PhD candidate from the Open University of Catalonia (Spain) and the European project, PyroLife. She is researching Community-based Wildfire Communication, and has recently done her research stay at NFPA’s Wildfire Division. In this blogpost, she takes us along her visit across the USA, and shares lessons learnt on communicating about wildfires. Recently NFPA hosted me for a research stay to allow me to learn first-hand about community initiatives on wildfires, and specifically NFPA’s communication activities in the USA. I started my journey in California, with Bethany Hannah - founder of The Smokey Generation and the American Wildfire Experience. Together, we visited recent wildfire sites such as the 2021 Caldor Fire and the KNP Complex Fire; met the Division Chief of Prescribed Fire and Fuels at Yosemite National Park to learn how prescribed wildfire is used in one of USA’s most emblematic national parks; and observed the impact of the recent wildfires in the Sequoia National Park. At the IAWF Fire & Climate Conference in Pasadena, Bethany and I also presented together on Fire Stories: a case for Community-based Communication. Creating viewscapes across Yosemite with the help of prescribed burns. Photo: Isabeau Ottolini   In Colorado, Megan Fitzgerald-McGowan and Aron Anderson from NFPA’s Wildfire Division took me on field visits to Boulder and Colorado Springs. We visited the Sites of Excellence site, Red Rock Ranch, as well as diverse other Firewise and Wildfire Partners communities, to learn which wildfire prevention and mitigation activities are happening at the community level. We also visited diverse areas affected by wildfires in the past 30 years (from the Berry Fire in 1989, the Waldo Canyon Fire in 2012, to the most recent Marshall Fire), to learn how ecosystems and communities are impacted and recovering after wildfire disaster. Lastly, I had the great opportunity to present her research at the NFPA C&E in Boston. Here I shared Lessons from the US and Europe on Wildfire Communication with Communities at Risk. During my last days in the US, I partook in the day-to-day of the NFPA office, and together with Michele Steinberg visited a recent wildfire-affected area in the Blue Hills as well as the Six Ponds Firewise community in Plymouth. Lessons learned On my visit, I crossed the USA from west to east, observing very different fire landscapes and being inspired by many great community-based wildfire initiatives – including Firewise, the Sites of Excellence, Fire Adapted Communities, and Wildfire Partners – that make wildfire mitigation and prevention possible on the community level. Here are four lessons on how to communicate about wildfires and support community-based wildfire initiatives. There are no silver bullets nor quick fixes to prevent and mitigate wildfires. Wildfire communication needs to be adapted to local contexts, and this requires actively engaging with communities, listening to them, and reading the room. For instance, if a community has just lost homes to a wildfire, it is likely not the best time to talk about good fire. As wildfire communicators, we need to meet people where they are at. Take the time to first learn about their needs, knowledge, and interests, and then jointly develop wildfire actions that are most feasible, relevant and rewarding for each community. Sharing responsibility: the wildfire issue is too big to be addressed only by certain groups, like the fire service or public administrations. Experience shows that community-led initiatives can achieve so much in mitigating and preventing wildfire disasters, so it is crucial to involve and empower them to take action. In addition, recognizing and celebrating community achievements helps maintain motivation, such as by making visible their efforts (e.g. by putting up Firewise signs, sharing success stories in the media, etc.) as well as providing support (e.g. how to get grants for fuel reduction efforts). Lastly, it is essential to build trust and mutually beneficial relationships between communities, fire departments, public administrations, etc. Especially in informal settings, people can genuinely listen to each other, understand each other's challenges, find ways to help one other, and build great collaborations. Because at the end of the day it is all about building this human connection and working together on creating a more hopeful wildfire future.
People putting debris in the chipper

“Sites of Excellence” Pilot Program and Report Highlight Challenges, Best Practices, and Recommendations for Firewise USA Sites

In 2019, NFPA began working with seven active Firewise USA® sites in Arizona, Colorado, Texas, Utah, Virginia, Washington, and Wisconsin, challenging them to improve their resilience to wildfire. These efforts formed the basis of a two-year pilot program, “Sites of Excellence,” designed to increase participation in active wildfire risk reduction through a more focused approach. Over the course of the two years, the communities concentrated on these goals: To have 100 percent participation of homes within the designated pilot boundary (sites were able to self-identify up to 100 co-located homes in each pilot site). To complete identified mitigation tasks within 30 feet of every home, based on recommendations from individual assessments. At the end of the two years communities reported higher levels of engagement and interest in the Firewise program and wildfire mitigation efforts, and helped prove that community wildfire resilience is achievable. It was challenging work, but according to Michele Steinberg, NFPA wildfire division director, the program underscored the true power and impact of Firewise communities working together to reduce their collective risk to wildfire. A free report and interactive story map are now available. Each provides a view into the challenges, successes, and best practices discovered during the pilot. The findings will be used to help direct future Firewise program changes as well as inform policy that can support increased implementation of risk reduction practices in communities facing wildfire threats to life and property. Download the free report and take some time to navigate through the story map to learn more about the communities and their work. We hope the lessons learned in the program can help enhance your own community’s wildfire risk reduction efforts.

Free online learning courses launched: learn how to reduce wildfire risk to property

Thanks to a Fire Prevention and Safety Grant from FEMA, NFPA has transformed its existing classroom-based wildfire mitigation training into a digital learning experience. Two new courses on Reducing Wildfire Risk to Property – one for property owners, the other for wildfire mitigation professionals – will help bring key information and knowledge to millions of people. Reducing Wildfire Risk to Property: Protecting Your Home or Business helps educate homeowners, business owners, and property managers on the key factors that determine risk to property from wildfire, steps they can take to protect their homes and businesses, and tips on how to share the information with other community members. An Individual Property Protection Plan is built into the course, which offers tailored, practical steps to help prevent the destruction of property. The course also comes with a mobile app, the NFPA Wildfire Risk Simulator that includes an interactive 3D and augmented reality (AR) tool illustrating wildfire risk to structures. Users can select the environment, type of structure, and other details that most closely match their own scenario. As the simulated wildfire approaches, users will see the variables that help contribute to the destruction of their virtual home or building. Based on this learning, users can then adjust those variables for a more successful outcome. Reducing Wildfire Risk to Property: Professional Online Training is designed for wildfire mitigation professionals who want to increase their knowledge and confidence in evaluating wildfire risk in their communities and effectively communicating with property owners and community leaders. The two-hour self-guided online training includes interactive exercises to help users practice how to communicate risk and mitigation options to home and business owners and guide them to take effective steps to protect their property. This course provides continuing education units that can support job requirements as well as the maintenance of the NFPA Certified Wildfire Mitigation Specialist (CWMS) credential. In addition to the financial support from the FEMA Fire Prevention & Safety Grant, NFPA’s training team had expert support to develop the course from wildfire experts including former NFPA Wildfire Field Office Manager Tom Welle (currently with the Oregon State Fire Marshal’s Office); Jerry McAdams, MC Fire, LLC and Boise (Idaho) Fire Department; and Justice Jones, Wildfire Mitigation Officer at City of Austin (Texas) Fire Department. The course material is distilled from seminal research by Dr. Jack Cohen (ret.), US Forest Service Rocky Mountain Research Station, and the Disaster Research Center of the Insurance Institute for Business & Home Safety (IBHS). The new courses support the tenets of its Outthink Wildfire™ policy initiative by dramatically increasing public access to wildfire risk reduction education. With nearly 45 million American homes at high risk to damage from wildfire, it is critically important that property owners and professional advisors have access to knowledge about wildfire causes and disaster prevention strategies. The trainings are designed to engage people in safety actions long before a fire starts, spurring much needed risk-reduction measures at the property and neighborhood levels. To learn more about reducing wildfire risk to property and to register for these free courses, visit nfpa.org/wildfirepreparedness.

PyroLife: training the next generation of wildfire scientists

Did you know about NFPA’s partnership with the European PyroLife project? Read on to learn more about this project and the importance of international partnerships in advancing Integrated Wildfire Management around the world. PyroLife is a PhD training network funded by the Marie Sklodowska-Curie Action (EU Horizon 2020). Specifically, it is a PhD training program on wildfires, aimed at advancing holistic, integrated wildfire management in Europe and globally, with the support of a worldwide network. The network is made up of 15 PhD candidates and over 20 academic and non-academic institutions in Europe and beyond, including NFPA (more information about the network here). The PyroLife PhDs conduct research from very diverse areas, such as wildfire impacts on water and soil systems; the economic costs of wildfires; wildfire governance; wildfire building safety; and communicating with communities at risk. To foster learning and research across disciplines, sectors and geographies, and help them become the next generation of wildfire scientists, the PhDs are involved in multiple activities beyond their individual research projects. These include trainings, workshops, dissemination activities, and secondments. And this is where NFPA’s partnership with PyroLife comes in. NFPA has greatly contributed to organizing and facilitating training and dissemination events, like the PyroLife International Symposium in 2020, the PyroLife webinar series during 2021, and the Basics of Risk Communication training in November 2021.   Moreover, NFPA hosts four of the PyroLife PhDs for secondments. By doing these research exchanges, the PhDs are exposed to working environments that are complementary to where they usually conduct their research. This fosters cross-disciplinary, intersectoral, and geographical transfer of knowledge, building networks, and paving the road for future wildfire collaborations across the globe. For instance, Isabeau Ottolini, who researches community-based wildfire communication at the Open University of Catalonia (Spain), has recently spent her secondment with NFPA. Thanks to this, she has presented her research at two conferences: the 2022 NFPA Conference & Expo and the IAWF Fire & Climate Conference. Furthermore, she travelled across California, Colorado and Massachusetts, learning about wildfire management, communication, and community engagement on the ground. These extremely valuable learning opportunities would not have been possible without the PyroLife network and the partner's willingness to be so actively engaged in it. In a next blogpost, Isabeau will share lessons learned on wildfire communication from her time with NFPA, so stay tuned! About the author: Isabeau Ottolini is a PhD candidate from the Open University of Catalonia (Spain) and part of the European project, PyroLife. She is researching Community-based Wildfire Communication and has recently spent her secondment at NFPA’s Wildfire Division.
A facilitator listening to a group

Outthink Wildfire summit works to build a bridge between barriers to wildfire mitigation and strategies to overcome them

As the past several years have shown, the mounting wildfire crisis in the U.S. presents a significant danger to people, homes, and communities, particularly those in wildfire urban interface (WUI) settings. While we know what’s needed to measurable reduce these risks, putting them into action requires buy-in and support from individual property-owners, communities, and policymakers at each level of government. Therein lies the challenge. Motivating these audiences to do their part isn’t always easy. But to truly increase safety from wildfire, we need to identify viable pathways to better combat the growing wildfire problem and put those measures into action. As a next step toward that end, NFPA hosting its first Outthink Wildfire™ summit last week in Sacramento, CA. NFPA launched Outthink Wildfire last year as a major policy initiative to stem the tide of wildfire-caused human and property losses through significant changes at all levels of government. Outthink Wildfire is about how we build, where we build, and bringing policymakers, fire service and the public together to solve the problem. The summit focused on developing a set of recommendations for the built environment, primarily tackling ways to get existing homes better protected from wildfire. Representatives from nearly 40 organizations were invited to share their input, insights, and recommendations, and to help create a template for effectively reducing wildfire risks in WUI communities. While space for this event was limited, it serves as a launchpad for many more individuals and organizations to participate going forward so that we can collectively move the needle on wildfire mitigation. Outthink Wildfire participants (in alphabetical order) American Property Casualty Insurance Association Brian Meacham Associates Build Strong America CAL FIRE California Association of REALTORS® California Building Industry Association California Building Standards Commission California Fire Safe Council California Fire Science Consortium/Cal Poly San Luis Obispo California Governor's Office City of Austin (TX) Fire Department Colorado Div. of Fire Prevention & Control Colorado Wildfire Partners Desert Research Institute Fire Marshals Association of Colorado U.S. Housing and Urban Development (HUD) Insurance Institute for Business & Home Safety (IBHS) Insurance Information Institute International Code Council Munich Reinsurance America, Inc. National Association of State Fire Marshals National Disability Rights Network National Institute of Standards & Technology (NIST) National Volunteer Fire Council National Fire Protection Association (NFPA) NorCal Fire Prevention Officers Oregon Building Codes Division, Dept Consumer & Business Svcs Oregon Fire Marshals Association Oregon State Fire Marshals Office Rocky Mountain Insurance Information Association Society of Fire Protection Engineers (SFPE) Foundation Sonoma County (CA) Fire Prevention & Hazardous Materials Div. Stanford Woods Institute for the Environment U.S. Fire Administration UL Fire Safety Research Institute USDA Forest Service Western Fire Chiefs Association Wildland Fire Leadership Council A full report on the summit and next steps will be released in the coming months. In the meantime, a tremendous thank you to the 50-plus representatives who attended the summit this week. The enthusiasm and commitment displayed reinforces my hope and belief that we will truly be able to meet the ultimate Outthink Wildfire goal of eliminating wildfire hazards in 30 years. I also look forward to hearing from all the wildfire safety advocates and officials who were not at the summit but would like to get actively involved in the Outthink Wildfire initiative. It takes buy-in and engagement from all of us to make holistic, impactful wildfire mitigation a reality.
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